Asphalt Shingle Replacement Consideration
The first consideration, in case you have an asphalt shingle roof, is how old your roof is. This poses an important weight when dealing with shingle roofs, as they tend to lose a lot of granules with age, and the bonding between shingles with the passage of time will be very strong, making it very difficult to break and endure a repair, worsened by the shingle itself being brittle and not sustaining a roof repair.
Another important consideration, especially for Florida homeowners looking for roof replacement, is the new law that is basically forcing homeowners to replace their roofs to maintain their roofs insured. This new law allows insurance companies to pro-rate your roof coverage over ten years old based on roof type.
Another important consideration, especially for Florida homeowners looking for roof replacement, is the new law that is basically forcing homeowners to replace their roofs to maintain their roofs insured. This new law allows insurance companies to pro-rate your roof coverage over ten years old based on roof type.
Keep in mind, and remember, every case is unique, and instead of rushing into replacing your roof, talk to your insurance company or your insurance agent and discuss options to prolong as much as you can the roof replacement to your house. Protect Preserve Roofing has performed several roof inspections and given inspection reports with an accurate condition of the roof and life expectancy, and that has helped in many cases roofs to continue their coverage.
Again, it depends on each insurance carrier and in many cases, discounts are considered for new roofs. Replacing your roof and acquiring a four-point inspection afterward will help either look for new insurance coverage or reduce your premium. It’s a math game, whether you decide to keep your roof or replace to maintain adequate coverage.
The specifics of proration depend on the roof type:
Asphalt Shingles
Coverage typically decreases significantly after ten years, potentially leading to substantial out-of-pocket costs for repairs or replacements.
Metal Roofs
These generally have a longer lifespan, so proration might be more gradual, but after a certain age, coverage could still be significantly reduced.
Tile Roofs
Similar to metal roofs, tile roofs are durable, but coverage reduction applies as they age beyond the ten-year mark.
We are all waiting for the new law to start bringing back lower insurance rates and reduce fraudulent roof claims.
Considerations Before Any Roofing Project:
- Carefully consider the advantages and disadvantages of different types of roofing. You will find some considerations to help compare further on our page.
- Look for references. Do not always settle for price; over cost, you may end up regretting hiring a contractor that is focused only on price. Remember, the price of regret you will pay may be too much.
- Make sure the team is licensed and insured. Be wary of self-proclaimed roofers who rent someone’s license for one job or, even worse, perform a job without the proper permitting procedure.
- Make sure the company you are dealing with is not only a paper sale company. In today’s market, many times, people start roofing businesses, and the only thing they have is a clipboard with a contract in hand, selling your contract to several other entities. In the end, you don’t know who you are dealing with; do your research.
- Price vs. value: the price is what you pay now, but value is knowing your roof will be built right by a company that will answer your call later if anything arises.
Remember, roofs are vital since they are the first line of defense against the elements, virtually working 24 hours a day. Roofs are often forgotten, especially in a place like Florida. Very few places in the nation get as many hurricanes, as much rain, hail damage, or as intense UV exposure as Florida does. Roof repair or replacement is very common, especially when regular inspections and maintenance are not performed at least once a year. Keep in mind, not every roof has damage, yet knowing the facts and the condition of your roof will save you thousands of dollars in repairs, regular maintenance, or as extreme as a complete reroof.
The price to reroof a house depends on many factors, such as location, what type of roof, such as shingle roof, tile roof, metal roof, or flat roofs, commercial or residential, and how many stories your property has, among other considerations. Labor expenses and constant material price increases make it tough to keep up with prices to reroof a house in Florida. Protect Preserve Roofing has a built-in formula that we keep as current as possible to help you with an idea of how much a reroof will cost. It’s a built-in tool on our main page, “BUILD and Price,” or you can schedule a free roof evaluation using the icon “Assess my roof “on our main page.
Build & Price.
Build & Price is a tool we developed to help you as a quick guide for your self-paid or financed project. We designed it to help you build an accurate budget.
Advantages and Disadvantages
of Different Styles of Roofing
Asphalt Shingles
Advantages
- Affordability: Shingle roofs are typically more affordable compared to other roofing materials such as metal, tile, or slate. This makes them a popular choice for homeowners on a budget.
- Variety: Shingle roofs come in a wide range of colors, styles, and textures, allowing homeowners to choose a design that complements their home’s architecture and enhances curb appeal.
- Ease of Installation: Shingle roofs are relatively easy and quick to install compared to other roofing materials. This can help reduce labor costs and minimize disruption during the roofing process.
- Durability: High-quality asphalt shingles are durable and can withstand various weather conditions, including heavy rain, wind, and UV exposure. They also have good fire resistance ratings.
- Repairability: In case of damage, individual shingles can be replaced or repaired without needing to replace the entire roof, making maintenance more manageable and cost-effective.
Disadvantages
- Longevity: While modern asphalt shingles are durable, they may not last as long as some other roofing materials like metal or tile. Depending on the quality of the shingles and environmental factors, their lifespan can range from 15 to 30 years.
- Vulnerability to Extreme Weather: While shingle roofs can withstand normal weather conditions well, they may be more vulnerable to extreme weather events such as hurricanes, hailstorms, or heavy snowfall. Impact-resistant shingles are available but may come at a higher cost.
- Maintenance: Shingle roofs require regular maintenance to ensure longevity. This includes inspections, cleaning, and repairs as needed. Failure to maintain the roof can lead to issues like leaks, mold growth, and premature deterioration of shingles.
Tile Roof
Advantages
- Longevity: Tile roofs are known for their exceptional durability and longevity. High-quality clay or concrete tiles can last 50 years or more with proper maintenance, making them a long-term investment for homeowners.
- Weather Resistance: Tile roofs are highly resistant to various weather conditions, including heavy rain, hail, wind, and UV exposure. They provide excellent protection against water infiltration and can withstand extreme temperatures.
- Low Maintenance: Compared to some other roofing materials, tile roofs require minimal maintenance. They are resistant to rot, insects, and fire, reducing the need for frequent repairs or replacements.
- Aesthetic Appeal: Tile roofs offer a timeless and elegant appearance that can enhance the curb appeal and value of a home. They come in a variety of colors, shapes, and styles, allowing homeowners to achieve a customized look.
- Energy Efficiency: Tile roofs have natural thermal properties that can help regulate indoor temperatures and reduce energy costs. They provide excellent insulation, keeping homes cooler in hot climates and reducing the strain on HVAC systems.
Disadvantages
- Cost: One of the main drawbacks of tile roofs is their initial cost. They are generally more expensive to install compared to asphalt shingles or metal roofs due to the materials’ higher cost and labor-intensive installation process.
- Weight: Tile roofs are heavier than someother roofing materials, which can require additional structural support for the roof framing. This can increase construction costs and may not be suitable for all types of buildings.
- Fragility: While tile roofs are durable, individual tiles can be fragile and prone tobreakage if walked on or impacted by falling objects such as tree branches or hail. Repairing or replacing broken tiles can be more challenging and costly than with other roofing materials.
Metal Roof
Advantages
- Longevity: Metal roofs are renowned for their exceptional durability and longevity. High-quality metal roofing materials such as steel, aluminum, or copper can last 50 years or more with minimal maintenance, making them a long-lasting investment for homeowners.
- Weather Resistance: Metal roofs provide excellent protection against various weather conditions, including heavy rain, hail, wind, and UV exposure. They are highly resistant to water infiltration, corrosion, and rust, making them suitable for diverse climates.
- Low Maintenance: Metal roofs require minimal maintenance compared to other roofing materials. They are resistant to rot, mold, insects, and fire, reducing the need for frequent repairs or replacements over time.
- Energy Efficiency: Metal roofs are energy-efficient and can help reduce heating and cooling costs. They reflect solar heat, keeping homes cooler in hot climates and reducing the demand on HVAC systems, leading to potential energy savings.
- Environmentally Friendly: Metal roofs are recyclable and environmentally friendly. They are often made from recycled materials and can be recycled at the end of their lifespan, reducing waste and environmental impact.
Disadvantages
- Initial Cost: One of the main drawbacks of metal roofs is their higher initial cost compared to some other roofing materials, such as asphalt shingles. The cost of materials and installation can be more expensive, although they offer long-term savings in maintenance and energy costs.
- Noise: Metal roofs can be noisy during heavy rain or hailstorms, which may be a concern for some homeowners. However, proper insulation and underlayment can help reduce noise levels inside the home.
- Dent and Scratch Potential: While metal roofs are durable, they can be prone to dents and scratches from heavy impacts such as falling branches or hail. Choosing thicker gauge metal or impact-resistant coatings can mitigate this risk.
- Expansion and Contraction: Metal roofs can expand and contract with temperature fluctuations, which may lead to minor movement or noise. Proper installation techniques and fastening systems can address this issue and ensure long-term stability.
- Appearance: While metal roofs come in a variety of colors and finishes, some homeowners may prefer the traditional look of other roofing materials such as shingles or tiles. However, modern metal roofing designs can mimic the appearance of these materials while offering the benefits of metal.
Licensed
& Insured
Verify that your roofing contractor is licensed and insured to avoid potential legal and financial issues. This is crucial, especially after major storms when unqualified companies often emerge. Protect Preserve ensures all workers are certified and covered by Worker’s Compensation insurance, safeguarding you and our team.
Licensed
& Insured
Verify that your roofing contractor is licensed and insured to avoid potential legal and financial issues. This is crucial, especially after major storms when unqualified companies often emerge. Protect Preserve ensures all workers are certified and covered by Worker’s Compensation insurance, safeguarding you and our team.